Welcome to Dinergy’s risk assessment tool. By clicking the continue button, you’ll answer a few questions to learn how you feel about financial risk. As a security measure, you’ll leave our website and create an account with Nitrogen, our analytics partner. Your personal information such as phone numbers and email addresses will be kept strictly confidential.

Who is Dinergy

MEET OUR PARTNERS

Based on our experiences, we believe that there’s a better way for people to access investment advice. We share common values based on integrity, authenticity, and interdependence. We believe that at the core of every healthy financial relationship is a deep, mutual respect for the meaning of money.

head shot of Joe Lind

Joe Lind—Chief Executive Officer
Tel: 513.878.0195

Joe is a skilled leader with a dynamic approach, steering Dinergy with a keen focus on both client success and operational efficiency. With over 25 years of experience, his leadership credentials include prior roles as CEO and President of Emery Federal Credit Union, as well as senior management positions at financial institutions like Horter Investment Management and Simply Money Advisors.

  • A dedicated member of the Cincinnati community, Joe serves on various boards, such as the Emery Community Foundation and Shriner’s Hospital Cincinnati, and is a regular speaker at specialized events, including those concerning healthcare and first responders. In his personal life, he enjoys quality time with his family, has a passion for sports, and is committed to giving back to the community, demonstrated in part by his enthusiasm for running marathons.
    • head shot of Tim Fitzharris

    Tim Fitzharris—Chief Investment Officer,
    Director of Advisory Services

    Tim is the guiding force behind Dinergy’s Investment Committee. He brings a unique mix of analytical insight and market expertise to help our clients reach their financial goals with confidence.

  • Tim’s career in the financial services industry spans 20 years, gaining a wealth of experience working with clients at well-known companies like Smith Barney, Citigroup, and JPMorgan. Beyond work, Tim is involved in his community. He serves on several educational and financial boards and has led the West Chester/Liberty Chamber Alliance Leadership 21 as President. Tim also volunteers with youth sports and community groups.
  • Tim enjoys travel and sports, interests he shares with his son.
    • head shot of Martin Murray

    Martin Murray—Senior Partner

    Martin plays a pivotal role in steering Dinergy’s innovation efforts towards a client-focused approach, aimed at helping clients fulfill their financial goals while safeguarding their invaluable wealth.

  • Martin has a deep-rooted commitment to consumer and client centered innovation working in and as a consultant to top Fortune 50 companies in both the consumer products and financial sectors. This includes a stretch as COO of Simply Money Advisors, a Barron’s Top 100 financial advisor responsible for over $1 billion in client assets. Outside of his professional pursuits, Martin enjoys exploring new travel destinations with a camera (or two) and continuing to learn how leading companies are creating new, innovative approaches to better serve clients.

    • WHAT DOES DINERGY MEAN?

    Reaching a goal can often mean working with opposite ideas. In the world of money, the chance of gain and the risk of loss is always in the balance and our name reflects this reality. The first part, ‘di-,’ comes from a Greek word meaning ‘opposed’. The second part, ‘energy,’ means the power to get things done. Taken together, Dinergy reflects our core philosophy…balancing opposing ideas to get things done.

    We balance reward and risk responsibly to build investment plans that help our clients confidently achieve their financial goals.

    Reach out today for personalized guidance.

    STRATEGIC ALLIANCES

    Our network of service providers complements and strengthens the investment services we offer. Together, we provide the highest caliber platform, including risk insights, asset custody, ongoing investment monitoring, and operational support.

    Nitrogen logo

    Nitrogen, the world’s first risk alignment tool, allows us to capture a numeric measure of your risk preference, assess the risk in your current portfolio and consider your risk preference in the design and management of your Dynamic Growth Portfolio. Founded in 2011 and built on Nobel Prize winning economic principles, Nitrogen blends high tech software capability with an understanding of markets and human nature to help us provide you with an objective perspective on risk.

    Ameritrade logo

    The Charles Schwab Corporation, is one of the nation’s leading providers of financial services. Through their operating subsidiaries, they provide securities brokerage, money management and financial advisory services to individual investors, independent investment advisors, and corporate and retirement plan sponsors and participants. The Charles Schwab Corporation is financially stable, and they are committed to their continued financial health. Their capital structure and liquidity are sound, and their internal controls and business standards are designed to keep client assets safe. They maintain a disciplined focus on risk management and strive to operate the firm conservatively to minimize investment risks. They know that their success ultimately depends on how they serve all of their clients and their confidence in Schwab. Financial results and more information about The Charles Schwab Corporation’s business and financial condition can be viewed at any time at www.aboutschwab.com.

    Ycharts logo

    YCharts, takes some of the market’s most granular data and with an intuitive, web-based platform combines to drive in-depth, comprehensive analysis from every possible angle for our clients. In maximizing the quality of analysis and minimizing time spent, we can have more data-enabled conversations with clients about risks in their portfolios. The real-time access to data and visuals helps keep Dinergy abreast of market movements, visualize economic trends, and deliver timely analysis and solutions with an objective perspective. YCharts is helping with client conversations as a tool that can sync up many different parts of our organization.

    Disclaimer: Nitrogen, YCharts, and The Charles Schwab Corporation are independent companies not affiliated with each other or with Dinergy. Each of these firms is a service provider to Dinergy and we reserve the right to make changes to this group as we see beneficial to our clients and firm. No formal partnership exists, is implied or contemplated between any of these service providers and Dinergy. None of these firms have been involved with the creation of this content, none endorses Dinergy either directly or through implication and none have provided or offered any compensation to Dinergy for the purpose of being highlighted.

    These materials have been independently produced by Dinergy Wealth Management. Dinergy Wealth Management is independent of, and has no affiliation with, Charles Schwab & Co., Inc. or any of its affiliates (“Schwab”). Schwab is a registered broker-dealer and member SIPC. Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. Dinergy Wealth Management provides you with investment advice, while Schwab maintains custody of your assets in a brokerage account and will effect transactions for your account on our instruction.